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About B&E Financial Services

Choosing a Financial Planner Is a Big Decision

If you're approaching retirement, you're likely asking questions that don't have simple answers.

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You may be wondering:

  • Are we actually ready to retire?

  • How much can we safely spend without worrying?

  • Are we being smart about taxes?

  • Can we give generously without putting ourselves at risk?

Many of the people we work with are doing "fine" on paper, but still feel uncertain. They have accounts, advisors and spreadsheets, yet no clear picture of how everything fits together.

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If that sounds familiar, you're not alone.

Our Role Isn't to Sell, It's to Educate

At B&E Financial Services, our role is not to push products, predict markets or pressure you into decisions.

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Our role is to help you:

  • Understand your options​

  • Avoid costly or irreversible mistakes

  • Make confident decisions about retirement income, taxes and legacy planning

  • Align your money with what actually matters to you

We believe education and clarity is more valuable than complexity. Confidence, understanding and security are more important than optimization.

A Thoughtful Approach to Money

Money is a tool. Or as I like to say "Money is a means to create memories." It's not a scorecard.

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We work best with people who see money as a means to:

  • Support a secure and meaningful retirement

  • Care for family

  • Give intentionally

  • Live generously, without fear or excess

That doesn't mean everyone we work with is philanthropic, but it does mean they value thoughtfulness over flash and purpose over pressure.

What It's Like to Work With Us

When you reach out to B&E Financial Services, you can expect:

  • A relaxed, no-pressure conversation​

  • Clear explanations in plain language

  • Honest answers, even if it's not what you want to hear

  • Guidance grounded in fiduciary responsibility

  • A pace that respects how big these decisions are

We don't rush relationships. We focus on understanding and education first.

Giving Thoughtfully, Not Reactively

For many of our clients, generosity is important, but so is security.

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We help clients think through:

  • Tax-efficient giving strategies​

  • Sustainable giving in retirement

  • Legacy considerations

  • involving family without creating confusion or obligation

Our goal is to help generosity feel intentional and confident, not stressful or uncretain.

If You're Looking for Clarity, Let's Start With a Conversation

The first step is simply a conversation, there is no pressure or obligation. The power will be in your hands to decide what comes next, if anything.

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We'll help you think clearly about where you are, what matters most and what options you have going forward. 

Retirement & Lifestyle Planning Assessment

30 minutes • No obligation • Fiduciary guidance 

Meet The Planner

Independent, Fee-Only, Fiduciary Advice

B&E Financial Services is an independent, fee-only firm. We do not sell financial products or earn commissions.

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That means our advice is aligned with only two goals: helping you make decisions that serve your life. And helping you adopt our mantra of "Money is just a means to create memories."

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One half of B&E Financial Services is Ben Poulos, CFP®. I've been blessed with the opportunity to help individuals and families since 2020 (What a time to enter the industry) make their retirement dreams come true. I started my career at the largest RIA in the country which helped me understand what it means to provide good advice. After passing the CFP exam, I realized that I could take what I had learned and make it even better by going independent. This allows me the freedom to avoid business goals, priorities that don't focus on the client first and focus on what I value most: Listening to what is important to you and helping you understand a reasonable and realistic approach to whatever that may be.

 

Aside from trying to break the stigma around finances, I enjoy a good round of golf, I'm a big 49er's fan, I try to read around 12 books a year and I love my family and animals! I'm sure you'll hear all about them when we talk. 

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The other half of B&E Financial Services is a secret for now, you'll have to check back in later!

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